Unfuck Your Finances


I’ve been a fan of Unfuck Your Habitat for years. It provides excellent suggestions and motivations to keep your house in order, including posting a to-do list every day as a reminder.

I personally mastered making my bed and putting all my dishes away a long time ago, but I followed the blog and downloaded the app anyway. I like when people share pictures of organizing their home. Progress always makes me happy!

It also gave me a great idea for a fabulous list with links to past posts on MAG where I addressed these very tips!

How To Unfuck Your Finances

  • Make a master calendar of all bill due dates. Never be late with a payment again.
  • Get a no-fee chequing account.
  • Open your bills (you cannot live in denial forever) and add up all your debt.
  • Tally up all essential and non-essential expenses. Did you know it costs this much to live? DID YOU?
  • Create a budget. Don’t know where to start? Try this.
  • Negotiate a cheaper cable package or phone bill. You can pay less just by asking.
  • Open a high-interest savings account. Put some money in it.
  • Make a plan to become consumer debt free in 3 years or less.
  • Double your monthly student loan payment. Not feeling the pinch? Double it again.
  • Stop carrying a balance on your credit card.
  • Set a financial goal. Save 20% for a down-payment on a home? Save 3 months worth of expenses in an Emergency Fund? It’s your dream, friend.
  • Make the transfer of money to your savings account automatic. Schedule it the same day as payday.
  • Stop buying so much crap you don’t need.
  • Don’t buy so many clothes.
  • Start a side hustle.
  • Give investing a go.
  • Start saving for retirement. Should you use a TFSA or an RRSP?
  • Don’t rely on a partner for financial security.
  •  Sell something you don’t use anymore.
  • Spend your money on experiences, not stuff.
  • Ask for a raise at work.
  • Choose a credit card with decent rewards, like cash back.
  • Plan your spending.
  • Keep important receipts and financial documents in a safe place.
  • Learn how to file your own taxes.
  • Check your credit report.

Readers, what would you add to this list?

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