home ownership

Tax Free First Home Savings Account

The Tax Free First Home Savings Account

The Tax-Free First Home Savings Account is a tax-advantaged accounts for Canadians under the age of 40 to invest for a down payment on their first home. The account has…
Should you buy a starter home

Should You Buy a Starter Home?

Looking for your first home can feel like a full-time job. From choosing the right neighbourhood to finding the best real estate agent, there is always something to do. Not…
how to save a down payment for a house

How to Save a Down payment For a House

When it comes to buying your first home, the first thing many people focus on is saving their downpayment. While this is not the largest financial burden of ownership, it…
rent or buy

Should You Rent or Buy?

Should you rent or buy? It’s not an easy question to answer. I do the math on buy vs. rent for myself every year when my lease is up. I…

What Is The Mortgage Stress Test?

A stress test asks you to envision a worst case scenario.⁣⁣ When it comes to your mortgage, this means considering what you could afford if your circumstances changed in the…
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