Making an offer on a home during the current real estate market can feel overwhelming. If it’s not a multiple bid situation, it’s outlandish offers well over market value or…
The Tax-Free First Home Savings Account is a tax-advantaged accounts for Canadians under the age of 40 to invest for a down payment on their first home. The account has…
Looking for your first home can feel like a full-time job. From choosing the right neighbourhood to finding the best real estate agent, there is always something to do. Not…
Buying a home can be an intimidating process. From hiring a real estate agent to seeking mortgage approval, there are many first-times and lessons learned along the way. Although it…
A stress test asks you to envision a worst case scenario. When it comes to your mortgage, this means considering what you could afford if your circumstances changed in the…
Home buying is a daunting task to take on. It might seem impossible to get all your financial ducks in a row to embark on this journey, but really, all…