How to make an offer on a home in a difficult market
Making an offer on a home during the current real estate market can feel overwhelming. If it’s not a multiple bid situation, it’s outlandish offers well over market value or…
Real Estate
The Tax Free First Home Savings Account
The Tax-Free First Home Savings Account is a tax-advantaged accounts for Canadians under the age of 40 to invest for a down payment on their first home. The account has…
Should You Buy a Starter Home?
Looking for your first home can feel like a full-time job. From choosing the right neighbourhood to finding the best real estate agent, there is always something to do. Not…
Should You Rent or Buy?
Should you rent or buy? It’s not an easy question to answer. I do the math on buy vs. rent for myself every year when my lease is up. I…
How To Buy A House In Canada In 10 Steps
Buying a home can be an intimidating process. From hiring a real estate agent to seeking mortgage approval, there are many first-times and lessons learned along the way. Although it…
What Is The Mortgage Stress Test?
A stress test asks you to envision a worst case scenario. When it comes to your mortgage, this means considering what you could afford if your circumstances changed in the…
Exactly How Much Money You Need To Buy A House
Home buying is a daunting task to take on. It might seem impossible to get all your financial ducks in a row to embark on this journey, but really, all…
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