My Employer Is Making Cuts

The Premier of Alberta recently pissed everyone off by proposing cuts to education. This includes funding cuts to public universities, which means my employer which is now facing a $150 million dollar shortfall. 

Bummer.

How this will affect things, including my job, remains to be seen. At this point, students and staff are protesting on the Alberta Legislature grounds on a regular basis, so it’s possible with enough outcry the budget will be adjusted, but personally I’m not super optimistic.

I will save my rant about the value of education and the purpose of universities to educate the populace for another time.

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Rest assured I hold both common and controversial views on the purpose and effectiveness of the Canadian and provincial university system (and culture) that I am always eager to discuss at length, but I recognize that maybe not all my readers care to hear me wane philosophical about education.

Naturally, what I’m most concerned with is how these budget cuts will affect ME.

It’s possible, though unlikely, that I could be laid off. Whether or not I’m taking this possibility seriously enough remains to be seen, but I have considered foregoing additional debt repayments in order to bolster my emergency fund. With so little left to go, slowing down now totally sucks — but is being unemployed with debt worse? I’ve gone ahead and updated my resume, but I’m not looking for jobs. I don’t think losing my job is a likely scenario, so I’m being careful to err on the side of “prepared” rather than “panicked”.

What has already been cut is travel. Every six months, I travel to Vancouver for a few days of work. I usually take this opportunity to tack on a few vacation days to enjoy one of my favorite cities in Canada. A weekend in May in Vancouver is always on the schedule, but when I hadn’t heard anything about it by the end of April I knew the worst was true: it’s not happening this year. I’m on the verge of tears just thinking about how I’m not at Acme Cafe as we speak. I’ve been on one work trip to Calgary this year, but how many more times I’ll head south is unknown, and whether or not I get Toronto and/or Vancouver in the Fall is also uncertain.

Travel was one of my most favorite parts of my job! I was racking up WestJet dollars, hotel points, and premium car rental memberships like nobody’s business. I’ve logged so many hours at the airport, it just feels like a big bus terminal to me. TRAVEL IS WHY I LIVE.

So while I’m really sad one of the best part of my jobs is being axed, I understand I was really privileged to have it in the first place. I had a really awesome time on all my work trips — it often didn’t feel like work! Ok, that’s a lie, there were some snowy days in Calgary that I wished to be anywhere else… but for the most part, traveling for work was nothing but fun. That said, I also understand that traveling for work encouraged me to spend more money than I would otherwise. By adding vacation days to my work trips, I had to pay for those expenses: hotels, dinners out, differences in cost for changing my flights, etc. Hundreds, possibly thousands of dollars more just because I had the opportunity to spend.

Maybe I should adopt the perspective that, as my employer tries to save money, I will be forced to save money?

In any case, you can see that I’m dealing with some uncertainty and challenging circumstances right now — which yes, has been the secret source of stress over the past 8 weeks that I’ve tweeted ambiguously about (5927529742 apologies to everyone I ignored emails from, deadlines I missed, and whatever else. I sucked at a lot of things lately, and this is why). I’m not super keen on job hunting and bolstering my emergency fund, while trying to save up money to buy furniture AND still hoping extra dollars fall out of the sky to pay off the remainder of my student loans.

Life! It gets so tricky sometimes.

When hustling hurts

When I quit my old job last week to take my new position at the university, a lot of people asked me why I didn’t just go back down to part-time. It’s a fun job with ok pay for what it is, so why not grab the extra cash? I thought about it. Increasing my income even more was tempting — just think of what I could do with a full-time salaried income and a part-time job: max out my TFSA, pay off my student loans in record time, travel… I was dreaming pretty happily until I remembered one thing:

Taxes.

My new job has pushed me up and over into a higher tax bracket, which means nearly 1/3 of my income will be going to taxes. The nice thing is that there’s still a lot left over even after they take a huge chunk off the top, but the real downside is it’s really discouraging to earn more if they’re going to take 1/3 of that too.

My pay was my number one source of unhappiness at my old job, so imagine the idea of working part-time and only earning 2/3 of it.

Um… no = all I have to say about that.

This is why I’m not going to hustle.. at least not over the table, I’m still totally open to any tutoring or babysitting gigs ;)

Now I realize I may be worrying prematurely. I have heaps of unused tuition credits (I paid for my school, not my parents so I get all the breaks) that will probably mean I don’t pay taxes for the next 2 years, in addition to my RRSP contributions, TFSA earnings, tax-deductible student loan interest, etc. that will all help me dodge the tax man. But still. I don’t even want to see the amount deducted off my paycheque, even if I will get it back every spring.

Furthermore, I’m tired of working 2 jobs. I’m pretty sure I’ve worked 60hr work weeks whenever life permitted, and I’ve found it can get in the way of some things, even if financially it can be pretty sweet. These are the reasons I don’t think it’s wise to take on a part-time job when I have my full-time position:

- my full-time job requires travel, and it can sometimes be on fairly short notice. I don’t want to be that person that bails on their scheduled shifts at their part-time employer because “something came up”, nor do I want the stress of trying to work it out and get shifts covered.

- I want time. My new position means I finish work at 4:30pm every weekday, and have every weekend free (except when I’m traveling, during which time I’ll just get evenings & weekends free in a different city!!). I like this. A lot. I’m going to try to commit to yoga twice per week, regular wing night  or dinners with the girls, or maybe sometimes I’ll just stay home READ (I miss it!). Working part-time on top of a full-time job would mean giving up this freedom.

- I don’t need to work 60hr work weeks to afford everything anymore. My income will pay my bills, let me contribute regularly to my RRSP, TFSA and financial goals, and help me pay off my debt fairly rapidly, while letting me finally indulge in splurges without feeling too guilty. I know 2 years from now my income will probably feel modest and small and I’ll be jonesing to move up again, but for right now it’s like WOOHOOO!

I even thought about working part-time for the next few months, then quitting, but since I don’t know all the demands of my new job yet I feel like it’s unwise to think I can do both. It’s much better to just focus on my full-time job right now until I get the hang of it, and then maybe I’ll consider other options in the future.

What are your thoughts? Is it right of me to turn down a second income opportunity when I have debt? Or is it fair to finally give myself a break?

The Dream Job Part 3: Interview so they hire you

This is part of a 3-part post series I did on getting your dream job. Click to read Part 1 and Part 2.

The main difference between interview for an entry level job and interviewing for a professional career is in the former they just want you to be competent enough to do the job, and in the latter they want you to be the best to do the job.

If you want the grown-up gig, you gotta shine.

I know that hundreds of candidates apply for every job posting listed online. This is one of the hazards of the internet: ANYONE can press send on a form to submit their resume and hope for the best. If you’re one of the lucky few to make the cut and get called for an interview, you better impress them twice as much in person because competition is fierce.

I think the most important factor to set you up for a successful interview is to research the company and the position you’re going for. In the 48hrs between the time I received the call and my actual interview, I learned:

- every department in the business, and every service offered by the department I was applying to.

- the history of the business, including the founders, most prominent researchers, and how it contributed to the growth of the city over the past 100 years.

- the hierarchy and who was the most important players.

- who held my position previously, what he did well, and why he left.

- what specific responsibilities the job entailed.

In the interview, how much I had researched was noticed more than once by the interviewers. It was clear that I had spent a lot of time exploring the position and what would be expected of me. I think they were impressed by how thorough I was.

Researching the position will also provide you with everything you need to ask questions of the interviewers. In What Color Is Your Parachute? 2012: A Practical Manual for Job-Hunters and Career-Changers
the author says the most successful interviews are the ones in which each party talks 50% of the time. If they’re asking all the questions, you’re not going to get this ideal balance, so make sure to come with a list of your own. I asked specific things like what were the expectations of the course I’d be helping with, and who would be training me on the job.

Other little tips include:

- your answers should be between 20 seconds and 2 minutes in length. This ensures both that you’re not too abrupt, and that you don’t ramble.

- don’t fidget! It’s hard to resist when you’re nervous, but you must. I tied my hair back in a ponytail because I have a tendency to finger-comb my elbow-length blonde locks in a distracted, valley-girl sort of fashion whenever I get antsy.

- it’s better to overdress than underdress. I spent nearly 2 hours on twitter taking pictures of every outfit I was even remotely thinking about for the interview. When I went with a dress, blazer, heels and tights, I felt terribly overdressed on campus — until I was sooooo glad I was not out of place because my entire interview panel was all dressed in suits.

It really helped me to think about how I wanted to be perceived, and then make the effort to portray these qualities in the interview — a tactic I learned from blogger Jenny Blake‘s book Life After College: The Complete Guide to Getting What You Want. I wanted my interviews to see me as polite, engaging, enthusiastic, and easy to work with, so I minded my manners, made lots of eye contact, smiled a lot, and showed off my best self.

Later in the day, I sent a brief thank-you email to each member of my interview panel and then the next day, I mailed out handwritten thank-you cards. It felt a bit like overkill, but at this point I was an ardent subscriber to anything What Color is Your Parachute? suggested, so I just did it. Later I was glad that I did, because on my office tour earlier this week I noticed on of my cards on display one of my interviewer’s desks.

Everyone that interviews for the job is a good candidate (that’s why they got called for an interview). Be better.

The Dream Job Part 2: A resume that credits you, and a network that does the same

This is part of a 3-part post series I did on getting your dream job. Click to read Part 1 and Part 3.

My old resume was bad. Like, really bad. It was basically a list of my education & work history with a trail of references at the end. The funny thing is I didn’t even think it was that bad (after all, it had gotten me jobs in the past!) — until I started getting rejected by jobs on a weekly basis. I wish I had kept the stack of letters that were mailed to me that all said the same thing:

Dear Bridget,

 Thank you for the interest in our awesome job at our fantastic company. We have reviewed your sorry excuse for a resume and, after our laughter subsided, concluded that you are not nearly great enough to work for an organization as fabulous as us. Please don’t try again, you suck.

Love, 

Too Good For You, INC.

Ok, so they didn’t quite say that word-for-word, but that was the gist. What’s particularly heart-crushing is it took my resume a revision or two to even start getting rejection letters — previously I was just ignored entirely. Frankly, when rejections started coming in the mail, I wrote ecstatic comments all over twitter about how thrilled I was that employers were acknowledging my existence, even if they weren’t particularly interested in it.

Yes, this was a low point for me, bloggers… but a learning experience!

Well, eventually I admitted defeat and decided to get outside help with my resume. I visited a career services organization where I paid $20 to have my resume looked over and to get help with my cover letter.

I will never get a greater return on investment than that $20, swear to god. If the girl helping me out didn’t make me look like a rockstar on paper, I would have never landed the interview for my current position. Now, the book I promote for job seekers, What Color Is Your Parachute? 2012: A Practical Manual for Job-Hunters and Career-Changers, doesn’t put a lot of stock in resumes, but my opinion is that they’re essential — and you better be proud of it because you’re going to show it to everyone.

Some resume essentials:

- target your resume & cover letter for each job. This added an hour to the application process for every job I sought, but it’s absolutely necessary. Highlight the skills and experiences that make you perfect for the position you want, scrap everything else.

- use key words like “facilitated, organized, designed, managed, performed, enhanced, engaged, promoted, etc.” to describe work you did previously. I thought I was merely President of the Chemistry Student’s Association in senior year — turns out I was fulfilling a “leadership role that allowed me to recruit and mentor new students” as well as “organize large scale events” and other such amazing things that I didn’t really know were amazing until I saw them described with the right words on paper.

- keep your references on a separate page. I still don’t really understand why this is so important, but my resume ends with “References upon request” because that’s what everyone says to do.

- keep the text and design simple. We’re all sick of Times New Roman in size 12, but that doesn’t mean it’s not still a good idea.

- save your resume as a PDF. This is Mac & PC friendly, viewable online or on mobile devices, and small to attach to an email.

Now, give your resume to everyone.

E v e r y o n e.

Ok, maybe not everyone, but have it handy to pass it along as needed. I kept a copy of mine on my iPhone so I could readily attach it to an email or print it off no matter where I was. For the job I landed, I had to pass my resume on to a person I only knew online via twitter — she worked in another faculty at the University, and after a brief conversation on the phone, asked for my resume to pass it along to the faculty I wanted to work in. Now, I’m pretty sure this was paramount to me securing my new job which bring up the most important thing:

Network.

Network every way you can. Everyone you know is a contact — everyone from every job you’ve had, school you’ve attended, Facebook friend, neighbour, whatever. Like I said, my network contact was someone I followed on Twitter. Opportunities can show up in the strangest places, be ready.

Finding the network contact you need can be a daunting task if you don’t know anyone that works in the field you want to — in which case, you better start meeting people. Volunteer, ask to shadow, Google the leaders in the field until you stumble upon anything: a blog, a group, a Facebook page, and then start participating in the discussion. Sometimes you’ll probably feel stuck, but in the end you might be surprised which task or person led you to the job you wanted.

The Dream Job, Part 1: Searching & Being Searched

This is part of a 3-part post series I did on getting your dream job. Click to read Part 2 and Part 3.

I’ve finally landed my first grown-up job, but I’ll say it was no easy feat — even though I’m first to admit that going from lost graduate post-France to successfully employed young professional in 3 months is as much sheer dumb luck good fortune as it is my own effort.

I browsed jobs back home a bit while I was in Paris, but I didn’t really start trying until I got home. I felt like I was in an awkward spot because I didn’t go to university for a degree that directly translated to a job, like teaching or nursing. I have a BSc., which makes you a “generalist” in the best light and “directionless” in the worst. Like life, your degree is what you make it. If you have your heart set on a certain career, by all means, pursue the education to get it, but if you’re flexible, consider being open to whatever opportunities are out there.

I’ve met far too many new graduates that whine incessantly that university gave them “nothing” because they didn’t land some definite career path immediately after graduation. First, recognize that if you wanted a job the second after convocation, you should have enrolled in a technical school. Secondly, acknowledge that it might take you months or even a year to find a job you really want to be at. Thirdly, expect to work for it. My generation suffers from the worst sense of entitlement ever, and it always rears its ugly head when the professional world doesn’t lay out the red carpet to welcome them in.

Find the job you want:

- the first place to look is your current employer. If you are not employed, get employed, even if it’s only at the local Starbucks. Never, ever sit at home doing nothing. It’s unproductive, hurts your bank account, and it looks bad on your resume.  Your current employer knows you, you have a work history with them, so if a higher opportunity opens up, it’s often easier to wiggle your way in with a reference from the right person.

- the second place to look is places that employ your friends or acquaintances. Some job postings never make it to the internet or the classifieds ads, and the only people that really know what’s available are those that are already working for the company. Ask around, see what’s out there.

- look for companies you would like to work for. I think it’s useless to mindlessly browse job listings, sifting through thousands of postings, hoping something will come up. Having a company or organization in mind gives you a starting point. See what they have open — and if it’s nothing, drop your resume off anyway for anything that might open up in the future.

And finally, be searchable yourself. I told pretty much everyone I knew that I was career-seeking. I asked my friends and family to let me know if they ever stumbled on something they thought I might be suited for. Many old and new (and present) employers knew I was on the lookout for a change. I had just started a LinkedIn profile, but I’m still undecided about the effectiveness of that site so I’m not sure if I’ll maintain it. In any case, I was hunting in every avenue I knew, and looking for more.

I eventually found my current job posting on the careers website of a past employer, a place the employs my friends, and an organization I wanted to work for again. But that doesn’t mean I didn’t visit the city job postings weekly, troll online search engines, and frantically google every company I was remotely interested in working for.

If anything I think searching is the hardest part of getting a job.. or at least of getting you the job you want. I found plenty of office positions as admin assistants and secretaries and other dull things I wasn’t too keen on but thought I would have to do to gain experience. To get the right job, you kind of have to be looking for it so you’ll catch it when it comes up.