Mid-2014 Check-In

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Now that half the year has passed, it’s a good opportunity to check in on your progress towards your personal and financial goals. I try to check my progress quarterly, but I usually find the end of June is really when I have an idea where I’m going to end up. This year? Not so hot. Click here to read my original 2014 Goals & Plans I ended up with a small income tax refund when I was expecting a much, much larger amount — as in, $4,000 more. Since my original intention was to go on vacation with the cash and then bank any leftovers for next year’s tuition, I had to make some serious adjustments to my original plans. Without a fat income tax refund, I axed the vacation. I assumed I wouldn’t get to go anywhere this year, but 2 weeks ago a side project took me […]

New Job, New Budget

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As you may have heard, my internship hunt finally came to an end and I’m 2 weeks into my new job. I’m paid hourly and work 7.25 hour days. While I normally would welcome the life of leisure that is a less-than-40hr-workweek, as a starving student I want all the hours I can get. If I miss a day of work (like the two I’m missing next week to go to Toronto), I am not paid for that day.  I don’t have any lengthly vacations planned this summer so I don’t expect to miss many days, but it sucks to know even a sick day will result in lost income. My first payday is next Friday, which should give me a good idea of what my income will be and that will let me make a budget for the next three months. For the past 9 months, I’ve been living […]

Insanity Workout: Putting A Price On Fitness

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The Insanity Workout is the best worst thing to happen to me. As many of you know, I’ve been on a fitness kick in 2014 and after working out for a few months,  I decided to tackle the Insanity challenge. Insanity Workout: The Insanity Workout is a 9 week fitness program of high-intensity interval training 6 days per week. The upfront cost is about $120 for the DVD set, but the good news is you do not need any fitness equipment to complete the workout! I figured since gym memberships and fitness classes run as high as $20 a pop, sinking $120 into a 2 month program I could reuse in the future didn’t seem unreasonable. In the spirit of frugality, I split the cost of the Insanity Workout with my boyfriend which not only saved me some cash, but provided a workout buddy to keep me motivated! What do you do?  […]

So Now What? The College Grad’s Guide to The Real World

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Hi guys! I want to invite you to join me on the afternoon of Thursday May 29, 2014 for a live chat about post-college life — including post-college finances! Hosted by The Daily Lounge, I’ll be on the panel with Lauren Berger The Intern Queen and AfterCollege.com answering YOUR questions about student debt, becoming financially independent from your parents, power starting your career, and more.   Send your questions to @DailyLounge with the hashtag #NewGradsGuide! Follow me at @moneyaftergrad to see your questions answered! Looking forward to chatting =)

Have a Frugal Period

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The few male readers I have may ignore this post, but I thought it would be an interesting one to visit for women! I think often we’re so caught up in the physical misery of having a period we kind of forget that it sucks to pay the financial cost as well. Granted, it’s not that expensive to menstruate, but it’s still a cost that men don’t have to factor into their budget! In this post, I only address the cost of a period using my own calculations, but if you want an excellent read on a similar topic, this Jezebel post shares How Much It Costs To Own A Vagina: An Itemized List. Waxing is a real budget killer. Ouch! How much does having a period cost? The average period lasts 3-5 days. For a regular 28 day cycle, a woman will have 13 periods per year. How heavy […]