A Financial Strategy Is Better Than A Financial Plan

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*A shorter draft of this post originally appeared in my email newsletter on September 16, 2015. Missed it? Sign up on the homepage for weekly updates! It often surprises people to learn that I do not have a financial plan. (and I don’t think you should either) I don’t make financial plans. I set goals or choose milestones, but I don’t “plan” on anything. For example, I have no idea how much I need to retire (I’m 29, for Godsakes!), I can’t predict what my income will be 3 years from now, let alone 5 or 10 years from now (am I allowed to say $1 million?), and I don’t know if or when my fiancé and I will buy a house (in this economy? Never!). Personally, I find most plans distracting, limiting, and pointless. There are too many unknown variables. The more years the plan covers, the more useless it becomes. […]

Why I Quit My High-Paying Job During a Recession To Work For You

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On October 20th, I handed in my resignation letter to my employer. I gave a month’s notice, which means my last day is November 20th. Many of you caught a glimpse of it on my Instagram, and now I’m excited to give all the details. For those that don’t know, I’ve spent the past 13 months as a consultant to early-stage start-ups — the real-life equivalent of Dragon’s Den or Shark Tank. My role perfectly utilized my BSc. and MBA, while giving me hands-on experience with start-ups. It was challenging, fulfilling, well-paying, and fun. So naturally I felt obligated to quit. The reasons for this are simple and complex, depending on the answer you’re looking for. The easiest explanation is simply: I always make my exit once I’m comfortable. At 25, I quit my MSc. and took off to France for a month. At 27, I left my cushy union-clad job to do […]

Was my university education a waste?

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I’m a highly educated individual. I hold both a Bachelor of Science and an MBA in Finance from two great schools in Canada. Tens of thousands of dollars of my education was paid for in scholarships, and I graduated with a GPA above 3.7 from both programs. I landed great jobs with each degree, that propelled me into an upper middle class lifestyle which makes me a poster child for the “go to college, get a job” success story. But lot of my time and money in university was wasted. I don’t say that lightly. I acknowledge that my quick and easy access to education is in itself a privilege, and that succeeding during and after my programs is, too. My student loan debts were manageable, my job titles and salaries after graduation are glamorous, and I kept going back for more. I don’t look like someone who should be criticizing post-secondary education, but I am. […]

Updates & The Boomer Rant

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I’m a married lady now, and you will be noticing my name changing from “Bridget Casey” to “Bridget Eastgaard” on all platforms — so if you get an email from B. Eastgaard, don’t delete, it’s just me! In the coming weeks I have quite a few posts to share: my final wedding budget (it’s not frugal, brace yourself), the end of my Shopping Ban, my new way of saving that will cost me money in the long run but help many people, how to invest in a recession (or is oil turning around?), and something big/scary/crazy that I can’t wait to announce. In the meantime, I spent the weekend partying with my friends and family so I don’t have a new post, but I DO have a great Storify encapsulating one of my notorious Twitter rants. Last week, I went on an e-crusade against Boomers calling millennials lazy and entitled […]

Why All Bloggers Should Create & Sell Products

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One of the coolest trends emerging online, particularly in the personal finance sphere, is more and more bloggers are creating and selling their own products and services. Despite the general approval of using blogs to make money, reactions to bloggers selling their own products has been mixed. In the personal finance sphere where most readers are extremely money-conscious, asking them to open their wallet for you is probably a bigger hurdle than it would be in any other space — but it’s still worth doing. I believe all bloggers should make and sell products and services, because it’s a great way to benefit both you and your readers. Firstly, it gives your readers a way to support you Blogging is hard work. It takes a ludicrous amount of time and practice, often without any compensation at all. You have to really love writing, because passion is the only thing that will […]