All posts by: Bridget Casey

About the author
mid-20's career girl with a load of student debt that I'm paying off, one dollar at a time.

3 Things That Don’t Matter When Negotiating Your Salary

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I am a huge advocate of increasing your income. It’s far more effective in building long-term wealth than trying to trim your budget. There is a limit to what you can pare down or axe from your budget, but there is no limit to your earning potential. (Psst. The blog has a new feature! Like the sound of a sentence you’re reading? Just highlight it and the little twitter bird will appear so you can tweet it directly! Why not share your favorite sentence of this post in your next tweet?) Granted, most people don’t think that way. Most of us have imaginary income ceilings inside our own heads that centre around what constitutes as “average” for our age, experience, or occupation. We’re constantly comparing ourselves to our peers, or the general population, in order to see if we measure-up income wise. But the truth of the matter is what […]

Buying-In To Our Personal Narrative

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Why do you shop? What makes you purchase the things you do? Why do you like what you like or want what you want? Most of us make our purchases without asking “why”, and for those times we do, “because I like/need/want it” is usually considered a sufficient answer. But what’s the why behind that? For small purchases that are consumed in private, like toothpaste or hairspray, we rarely think twice about the brand, we care mostly about price. But more expensive purchases that publicly visible, everything from clothes to our homes, we are much more sensitive to what the object communicates to our peers, and what it says to and about ourselves, than what it actually does for us. This extrinsic, intangible value of the item makes the price and cost a little blurry in our eyes. We will spend whatever we think our personal narrative is worth. RELATED: Branded – […]

The Barstool Economics Parable is A Fairytale

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I hate the Barstool Economics story. Hate.  For those of you that aren’t familiar with it, it’s a metaphorical tale meant to illustrate the “risks” of over-taxing the rich in the progressive tax system. You can read it here. It’s popular in Canada right now, particularly Alberta, because my province recently elected a government that wants to do absurd things like raise corporate taxes from 10% to 12% and use the money to fund schools and hospitals. The barstool economics tale appeared in an article in the Globe & Mail yesterday morning. The story was slightly changed to illustrate the story as dinner in a restaurant instead of beers at a pub, probably to appeal to readers of more delicate sensibilities and avoid copyright infringement. The comments that followed were rather enthusiastic, and I was happy to see that a good number of people understood that the barstool economics story is […]

Financial Goals Take More Than Money, They Take Time

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I’ve been working full-time for the past six months, and bringing in a second income to the household has made my fiance’s and I lives infinitely easier. Together we earn enough to comfortably pay all our bills, save in our TFSAs and RRSPs, pay cash for our October wedding and honeymoon, as well as enjoy little luxuries like dinners out and new clothes. But I’m still not where I want to be financially. Financial plans on paper always feel different than their execution. Even though I understood that the MBA would take 3 years to pay off, I didn’t really consider that that would mean I’d feel desperately behind for those whole three years years. The worst of it? Those three years start right now. I was so precise in my calculations, I actually accounted for working income in 2014, so getting a job before graduation doesn’t actually put me *that* much further ahead. […]

Transitions: Turning a Blog into a Real Business

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Welcome, readers, to the new Money After Graduation. As you can see, we’ve gotten a bit of a facelift — what’s happening behind the scenes is even more exciting. I’ve been running Money After Graduation as a sole proprietorship under my name for nearly four years. During that time, it’s grown from a simple blog that chronicled my own journey out of student loan debt to a small, tightly knit community of financially-savvy twenty- and thirty-somethings. Some of you have grown with me, and shared your own journeys in the comments and emails, but many of you are brand new. All of you are looking for ways to pay off debt, earn more money, and grow your wealth. This new Money After Graduation is for you. In March of this year, I switched MAG from a sole proprietorship to an incorporated company. That’s right, we are now “Money After Graduation Inc”. […]