All posts by: Bridget Casey

About the author
Student debt killer, super saver, and stock market addict. BSc. in Chemistry from the University of Alberta, MBA in Finance from the University of Calgary, and PhD from the school of life in being a badass. Currently residing in Calgary, Alberta, Canada, but hooked on travelling.

How to Earn an Extra $5,000+ This Year


I’ve always been a big fan of the side hustle. In fact, being self-employed is the first time I’ve ever held only one job instead of two or three (and I’m still getting used to it). A side hustle is a small extra or part-time job you take on to increase your income to reach your financial goals. Everybody should have one. Why bother with the side hustle? Because you like money, duh. Jk. You will bother with the side hustle because you did the math on your debt or savings goals and realized you’re not going to hit your targets within the next decade unless you take drastic action. If you want to compare your chances of winning the lottery to getting a job at a local cafe that will let you work two shifts per week, I’ll let you work out which one has a better chance of giving […]

Taking Charge of Your Investment Portfolio

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I’m a huge fan of self-directed investing. Ever since I entered the stock market when I was 25, I’ve always managed my investment portfolio myself. Despite having no experience or education in finance at the time I entered the market, I’ve managed to grow a stock portfolio with patience, time, and self-directed learning. Truthfully, the best investment I made was in teaching myself the skills I needed to manage my money myself. Why it’s worthwhile to take on your own portfolio Investments such as mutual funds and robo-advisors are awesome if you want a totally hands-off approach to portfolio management. However, you do have to pay for it. Management fees might only be a few percent, but over your investing lifetime, they may eat up thousands, of dollars of returns on your portfolio. Choosing to manage your own investment portfolio will let you have control over your financial assets. And […]

How to Invest with ETFs


“ETF” is an often heard financial acronym that still isn’t well understood by many, but these are one of the best available investments to millennials to start building their long-term investment portfolio. Millennials don’t invest. Which is unfortunate, because they need to. Failing to invest is a six-figure mistake — because you’ll miss out on hundreds of thousands of dollars of potential returns if you stay out of the stock market and keep your cash stashed in a simple savings account. One of the simplest and lowest cost ways to get started in the stock market is to invest in ETFs. Here is a simple introduction to these investments so you can feel informed to start adding them to your portfolio! What are ETFs? “ETF” stands for “Exchange Traded Fund” and are a collection of investments that trades like a single stock. This means you buy and sell shares of a single […]

Maximizing Your Income Tax Refund With RRSP Contributions


Tax season always brings up questions about one popular savings vehicle: the RRSP. And it’s no wonder. The RRSP is one of the most useful and most complex savings vehicles available to Canadians. RRSP stands for Registered Retirement Savings plan, and is a tax-advantaged account available to Canadians to help them save for retirement. RRSPs are always a popular topic at tax time because they can drastically affect your income tax return in a very positive way. How the RRSP works You can contribute up to 18% of your gross income to an RRSP each year. In years where you do not use all your contribution room, you can carry unused contribution room forward to future years. In your RRSP, your money grows tax-free until you make a withdrawal, which makes it a great tool to defer, and ultimately reduce, the total income taxes you pay over your working lifetime. […]

3 Easy Ways to Get Started Investing in the Stock Market


You need to invest in the stock market. I’m not saying you “really should” or you should “give it a try”, I really mean that you need to do it. Because you’re not going to earn enough of a return on your savings accounts at current interest rates, the stock market is your only choice to build liquid, long-term wealth. If you ever want to retire or enjoy any kind of long-term financial security, you need to invest. Nevertheless, most young people aren’t investing in the stock market. They feel intimidated by the complexity of the financial markets and worry they don’t have enough money to get started. However, getting started investing is much easier than you think. It has never been easier to get into the stock market, and new investors have never had as many options to invest as they do now. In other words, you’re living in […]