Archive for: November, 2012

My 2012 Income Goal: failed, but had a good time anyway


With only one month left at 2012, I have a pretty good idea of where I’ll stand financially when all is said and done. Instead of waiting until the bitter end, I thought I’d reveal now my income goal and how very close I came to success. In 2012, I set out to gross $70,000 To date, I’ve brought in just over $58K of that, or about 83% of my goal. I expect to earn another $5,000-$6,000 in December, bringing my final total to $64K, or about 91% of my goal. In short, I won’t make it. But I’m cool with that. After all, it wasn’t a BIG failure. I did pretty good. If I hadn’t gone without a paycheque in July to accommodate a pay schedule change at work, I would have reached 95% of my goal this year . Oh well! At least that won’t be happening in […]

Investing in an MBA


What are the costs an payoffs of investing in an MBA? I occasionally mock graduate school in a good-natured way, so it might come as a surprise to you that I do actually think it can be a worthwhile investment for the right person. At this point, I’m feeling pretty happy with my BSc., though I’m not sure if it’s all I’ll ever need to get me to the career (and salary) I want. At this point, I’m not in the mood to pursue any more formal education, but that’s a decision that my mind can be changed on. While a few of my friends are doing PhDs and medical school and law school, the greatest number are enrolled in MBA programs. There seems to be a pretty broad spectrum of MBA programs you can take, from finance to environmental consulting, and the compensation doesn’t seem to be a bad […]

Bad jobs I worked before I started my career


I have an irrational (or maybe not-so-irrational fear?) of something going terribly wrong and me becoming unemployed and forced to look for entry level positions. Maybe I will soon be a barista, or an Avon lady, who knows what kind of doom and gloom the future holds? I don’t consider myself above miserable work because: bills make me humble and I will do what is necessary to pay them. the only thing that scares me more than a bad job is no job at all. I think remembering the bad jobs help you to not take your good job for granted. Let us all take a moment to remember the worst jobs we’ve ever had. I narrowed my list down to three, but I think I could get 10 if I thought you wanted to listen to a 2,000-word rant about my teenage and early-twenty-something employment history. Here is what […]

Unfrugal confessions of a normal spender in the PF blogosphere


It’s no secret I’m one of the least enthusiastic PF bloggers when it comes to early retirement or achieving other monetary milestones. My only real redeeming habit that puts me in the above-average category when it comes to financial management is that I love the stock market so freakin’ much, I gladly curb my spending on shoes to invest. If it wasn’t for that, I’d have practically nothing to my name. In all honesty, I’m a pretty average consumer that just happens to have a personal finance blog.  Mikhaila and I regular joke about our we-just-won’t-tell-the-blog buys and Daisy wrote an awesome post about how there seems to be a general  atmosphere of “money is not supposed to be spent” in the PF blog community.  Well, I’m here to tell you some of the things I normally do on I-just-won’t-tell-the-blog days. Sometimes when I am too lazy to do laundry, […]

Dear Women: Work Wherever You Want


I feel like this blog is developing a bit of a ranty tone and for that I apologize. Here I am, raising another ruckus. This post is endorsed by Britta, because even though she is a fictional character, she would agree with all of this AND say it in a ranty tone AND “Britta” is the German name for Bridget AND I am of German descent. BAM! When I read this entry on, Should Women Work in Male-Dominated Jobs?, I tried not to get too hung up on the title. However, the rest of the post didn’t really do much to redeem itself, citing getting your hands dirty and guy-talk as reasons to steer-clear of male dominated professions. I disagree — and I wasn’t the only one. Cassie wrote about being a woman in a “dirty” STEM profession, and received a lot of comments with great discussion on the topic of women in classically-male […]